02 4394 2444 info@cmfinance.com.au

We'll not only find you a great deal, we'll find you the right deal

Since 2002, Community Mortgage Finance has been changing the lives of people in the local community by sourcing and arranging complete lending solutions. Our advice is honest, independent and based on years of experience in the financial industry.

We’re constantly growing as more people realise the benefits of securing their loans, financial plans and insurance through a broker. Not only do you find a better lending option, you don’t have to do any of the work to find it.

Based in Gorokan on the NSW Central Coast, we welcome you to our office to discuss your lending needs. You can also take advantage of our after hours appointments at our office or your home if preferred.

Our Mortgage Advisors have an extensive knowledge and experience of the Financial Services Industry, and are continually updated with all the current offers and products available from our lenders. We’re proud to see our clients return time and time again, and refer their family and friends to us.

Why choose Community Mortgage Finance?

We’re independent

Lenders will only show you their products and offers. We’ll show you what’s available from 29 different lenders so you can pick and choose.


With multiple combined years of experience in the finance industry, we know what to look for and can offer you the best advice.

We put
you first

We listen to your needs, do our research and find the best possible lending solution that’s tailored for your circumstances.

We do all
the work

We’ll research all your options, contact lenders, negotiate and lodge applications on your behalf, so it’s straightforward and stress free for you.

Meet the team

Enzo Fraumeni

Enzo Fraumeni

Senior Mortgage Planner

0407 196 005 | admin@communitymortgagefinance.com

Enzo began his mortgage broking career in 1999 at Access Home Loans, Sydney. Prior to this he spent a further 13 years working in various banking and finance roles. He moved to the Central Coast in 2001 and opened Community Mortgage Finance in 2002.

Enzo is accredited with the Australian Finance Group (AFG) and has won the AFG excellence award for the last 5 consecutive years. He is well respected within the community and humbled by the word of mouth referrals that his business receives.

Mandy Hill

Mandy Hill

Mortgage Planner

0401 444 340 | mandy@cmfinance.com.au

Mandy joined Community Mortgage Finance in 2005 in a Client Services Support role. After a brief break to start a family, Mandy returned in 2013. Having completed her Mortgage Broking studies and gaining the necessary accreditations, she then started her career as a Mortgage Broker.

Mandy is committed to providing a service to her clients that goes above and beyond. She regularly attends industry training days and events so she can keep up to date with the changes in the industry and lender products and offers.

Rachel Archer

Rachel Archer

Client Services Support

02 4394 2444 | info@cmfinance.com.au

Rachel joined Community Mortgage Finance in 2016 in a Client Services Support role. Prior to this, Rachel worked in the property division team at a top tier law firm, concentrating on commercial conveyancing deals. She has over 10 years of experience working in office support roles and continues to learn about all the aspects of mortgage planning.

Mecala Hale

Mecala Hale

Client Services Support

02 4394 2444 | info@cmfinance.com.au

Mecala started her role in Client Services Support at Community Mortgage Finance in 2016, and brings with her over 10 years of experience within the financial service industry. She has exceptional administration and customer service skills and continues to learn all about mortgage planning.

Let us guide you through the mortgage maze

"After meeting several mortgage brokers, Mandy’s no nonsense approach was a real breath of fresh air. We felt confident that she would help us choose the loan that was right for us. Her patience and attention to detail made sure that the purchase of our family home went smoothly."

Courtney Gibson

"Finally after a few solid tough months of trying to find the right home to buy suited for kim and i we found one and can officially say i have brought my 1st home and it wouldnt be with all the hard work and hours that enzo and Mandy from community mortgage have put into it highly recomend them to anyone"

Jye Anderson feeling over the moon with Kimberley Cobban

"Great service, great staff, highly recommend"

Kaine Davis

"Enzo, Mandy & The Team, Thanks so much for your help with our loans. Your product knowledge, timely updates and friendly service are truly unique. As a really busy family we appreciate the skill and service, Community Mortgage offered us."

Darren & Fiona Smith
Capital One Real Estate

"Myself and our company have had many dealings with Enzo and Mandy of Community Mortgage Finance and are extremely grateful for the exceptional service that we and our clients receive. The team at Community Mortgage Finance are always a pleasure to work with and are always one step ahead. I would have no hesitation in recommending them to family or friends."

Carly Ford – First State Conveyancing

"Mandy Hill at Community Mortgage Finance is a total Superstar! Having tried to use banks and hit road blocks, I will never go anywhere else! As a single Mum looking to purchase a second investment property I called her with a few figures, the amount of money I required, my income, purpose of purchase, and my desperate time frame. Within hours she was back to me with options."

Louise Marr

"Community mortgage have got over 7 loans approved for me in the last 4 years. From first contact they were nothing but excellent in service! After dealing with a big bank that wouldn’t call me back, answer my questions or seem to care, I decided to approach Community Mortgage for a loan. The service is nothing less than 5 star every time from communication, follow up phone calls, constant updates, after hours contact and great deals."

Kurt Bratby – Wiseberry Real Estate

"I would like to thank Enzo and the team at Community Mortgage for always making obtaining finance SO SIMPLE. Their product knowledge is second to none and you always receive friendly helpful service from all the staff. The fact that they make the whole process simple and stress free is why I only ever refer clients, friends and family to Enzo and his team whenever they need finance or helpful, honest advice."

Damian Montgomery – LJ Hooker Budgewoi

"We have been represented by Community Mortgage Finance since 2015 and rest assured we have been well looked after. The team is easy to communicate with and they make it a seamless process. We would like to thank Enzo Fraumeni for being on this journey with us and attending to our needs within a timely manner when purchasing our properties . The customer service is exceptional. We highly recommend Community Mortgage Finance."

Bobby and Kelly

Ask about our after hours service