Since 2002, Community Mortgage Finance has been changing the lives of people in the local community by sourcing and arranging complete lending solutions. Our advice is honest, independent and based on years of experience in the financial industry.
We’re constantly growing as more people realise the benefits of securing their loans, financial plans and insurance through a broker. Not only do you find a better lending option, you don’t have to do any of the work to find it.
Based in Gorokan on the NSW Central Coast, we welcome you to our office to discuss your lending needs. You can also take advantage of our after hours appointments at our office or your home if preferred.
Our Mortgage Advisors have an extensive knowledge and experience of the Financial Services Industry, and are continually updated with all the current offers and products available from our lenders. We’re proud to see our clients return time and time again, and refer their family and friends to us.
Why choose Community Mortgage Finance?

We’re independent
Lenders will only show you their products and offers. We’ll show you what’s available from 29 different lenders so you can pick and choose.

We’re
experienced
With multiple combined years of experience in the finance industry, we know what to look for and can offer you the best advice.

We put
you first
We listen to your needs, do our research and find the best possible lending solution that’s tailored for your circumstances.

We do all
the work
We’ll research all your options, contact lenders, negotiate and lodge applications on your behalf, so it’s straightforward and stress free for you.
Meet the team

Enzo Fraumeni
Senior Mortgage Planner
0407 196 005 | admin@communitymortgagefinance.com
Enzo began his mortgage broking career in 1999 at Access Home Loans, Sydney. Prior to this he spent a further 13 years working in various banking and finance roles. He moved to the Central Coast in 2001 and opened Community Mortgage Finance in 2002.
Enzo is accredited with the Australian Finance Group (AFG) and has won the AFG excellence award for the last 5 consecutive years. He is well respected within the community and humbled by the word of mouth referrals that his business receives.

Mandy Hill
Mortgage Planner
0401 444 340 | mandy@cmfinance.com.au
Mandy joined Community Mortgage Finance in 2005 in a Client Services Support role. After a brief break to start a family, Mandy returned in 2013. Having completed her Mortgage Broking studies and gaining the necessary accreditations, she then started her career as a Mortgage Broker.
Mandy is committed to providing a service to her clients that goes above and beyond. She regularly attends industry training days and events so she can keep up to date with the changes in the industry and lender products and offers.

Mecala Hale
Mortgage Planner
02 4394 2444 | info@cmfinance.com.au
Mecala became an accredited Mortgage Planner with Community Mortgage Finance at the start of 2018, after completing her Certificate IV in Finance and Mortgage Broking and becoming accredited with the lenders under our aggregator, AFG’s panel.
Prior to this she worked in the role of Client Services Support since 2016, and brings with her over 10 years of experience within the financial services industry. She has exceptional administration and customer service skills and always strives to keep customers well informed and updated throughout the entire home loan process.

Rachel Archer
Client Services Support
02 4394 2444 | info@cmfinance.com.au
Rachel joined Community Mortgage Finance in 2016 in a Client Services Support role. Prior to this, Rachel worked in the property division team at a top tier law firm, concentrating on commercial conveyancing deals. She has over 10 years of experience working in office support roles and continues to learn about all the aspects of mortgage planning.