02 4394 2444 info@cmfinance.com.au

We'll not only find you a great deal, we'll find you the right deal

Since 2002, Community Mortgage Finance has been changing the lives of people in the local community by sourcing and arranging complete lending solutions. Our advice is honest, independent and based on years of experience in the financial industry.

We’re constantly growing as more people realise the benefits of securing their loans, financial plans and insurance through a broker. Not only do you find a better lending option, you don’t have to do any of the work to find it.

Based in Gorokan on the NSW Central Coast, we welcome you to our office to discuss your lending needs. You can also take advantage of our after hours appointments at our office or your home if preferred.

Our Mortgage Advisors have an extensive knowledge and experience of the Financial Services Industry, and are continually updated with all the current offers and products available from our lenders. We’re proud to see our clients return time and time again, and refer their family and friends to us.

Why choose Community Mortgage Finance?

We’re independent

Lenders will only show you their products and offers. We’ll show you what’s available from 29 different lenders so you can pick and choose.


With multiple combined years of experience in the finance industry, we know what to look for and can offer you the best advice.

We put
you first

We listen to your needs, do our research and find the best possible lending solution that’s tailored for your circumstances.

We do all
the work

We’ll research all your options, contact lenders, negotiate and lodge applications on your behalf, so it’s straightforward and stress free for you.

Enzo Fraumeni

Senior Mortgage Planner
0407 196 005 | admin@communitymortgagefinance.com

Enzo began his mortgage broking career in 1999 at Access Home Loans, Sydney. Prior to this he spent a further 13 years working in various banking and finance roles. He moved to the Central Coast in 2001 and opened Community Mortgage Finance in 2002.

Enzo is accredited with the Australian Finance Group (AFG) and has won the AFG excellence award for the last 5 consecutive years. He is well respected within the community and humbled by the word of mouth referrals that his business receives.


Let us guide you through the mortgage maze

"After meeting several mortgage brokers, Mandy’s no nonsense approach was a real breath of fresh air. We felt confident that she would help us choose the loan that was right for us. Her patience and attention to detail made sure that the purchase of our family home went smoothly."

Courtney Gibson

"Finally after a few solid tough months of trying to find the right home to buy suited for kim and i we found one and can officially say i have brought my 1st home and it wouldnt be with all the hard work and hours that enzo and Mandy from community mortgage have put into it highly recomend them to anyone"

Jye Anderson feeling over the moon with Kimberley Cobban

"Great service, great staff, highly recommend"

Kaine Davis

"Enzo, Mandy & The Team, Thanks so much for your help with our loans. Your product knowledge, timely updates and friendly service are truly unique. As a really busy family we appreciate the skill and service, Community Mortgage offered us."

Darren & Fiona Smith
Capital One Real Estate

"Myself and our company have had many dealings with Enzo and Mandy of Community Mortgage Finance and are extremely grateful for the exceptional service that we and our clients receive. The team at Community Mortgage Finance are always a pleasure to work with and are always one step ahead. I would have no hesitation in recommending them to family or friends."

Carly Ford – First State Conveyancing

"Mandy Hill at Community Mortgage Finance is a total Superstar!  Having tried to use banks and hit road blocks, I will never go anywhere else! As a single Mum looking to purchase a second investment property I called her with a few figures, the amount of money I required, my income, purpose of purchase, and my desperate time frame. Within hours she was back to me with options."

Louise Marr

"Community mortgage have got over 7 loans approved for me in the last 4 years. From first contact they were nothing but excellent in service! After dealing with a big bank that wouldn’t call me back, answer my questions or seem to care, I decided to approach Community Mortgage for a loan. The service is nothing less than 5 star every time from communication, follow up phone calls, constant updates, after hours contact and great deals."

Kurt Bratby – Wiseberry Real Estate

"I would like to thank Enzo and the team at Community Mortgage for always making obtaining finance SO SIMPLE. Their product knowledge is second to none and you always receive friendly helpful service from all the staff. The fact that they make the whole process simple and stress free is why I only ever refer clients, friends and family to Enzo and his team whenever they need finance or helpful, honest advice."

Damian Montgomery – LJ Hooker Budgewoi

"We have been represented by Community Mortgage Finance since 2015 and rest assured we have been well looked after. The team is easy to communicate with and they make it a seamless process. We would like to thank Enzo Fraumeni for being on this journey with us and attending to our needs within a timely manner when purchasing our properties . The customer service is exceptional. We highly recommend Community Mortgage Finance."

Bobby and Kelly

"A huge thanks to Enzo and his team for their patience and professional services. We have engaged Community Mortgage Finance twice in the past two years and can't recommend the team highly enough. Our endless questions were never an issue and we were kept informed through the entire process. We are returning customers and would use Community Mortgage Finance, Gorokan again, without hesitation. Thank you again. Regards Richard and Deb Komorr."

Richard and Deb Komorr

"Enzo and Mecala made a stressful situation much easier even with all my pestering they were always willing to take my calls! Would highly recommend them - they will ensure everything goes smoothly and are always friendly and ahead of the game!"

Kez Maastricht

"Highly recommend Enzo and his team at Gorokan. Enzo has assisted us twice in the past two years and kept us informed and put up with our endless questions with patience and professionalism. Thank you so much."

Deborah Maree

"Can't thank Mandy and the team at Community Mortgage Finance enough for their help on our purchase of our first home. Nothing was ever too much trouble. Great communication & professionalism yet friendly and approachable. Would highly recommend Mandy and Community Mortgage finance to anyone!"

Chelsea De Sylva

"Just bought our first house with the assistance of Community Mortgage Finance. Enzo and Mecala especially were so helpful and made the process so simple for us. Highly recommended"

Matthew Carroll

"We worked closely with Mandy to buy our first home and could not have gone better. She made sure we understood everything at each step and kept us from stressing out too much. Will be using them again when needed and recommending to everyone :)"

Stephanie Brown

"Mandy is awesome to deal with, made the whole process so easy thank you!"

Heidi Keehan

"A big thanks to Enzo and his team for all the hard work in getting our new build underway - Enzo has assisted in our finance approvals for our land purchase back in 2016 and now again for our construction to begin for our new home. Enzo and the team provide a very professional and helpful service. Exciting times ahead. Highly recommended!!!"

Jasmine Flaherty

Ask about our after hours service